Direct Investing

As the financial landscape evolves, investors are seeking personalized and tax-efficient strategies to achieve their goals. Direct Indexed Investing is a game-changing approach that allows you to take control of your portfolio with unparalleled flexibility and efficiency.  We are able to provide this product in an SMA or UMA format allowing it to be a stand alone option or incorporate it into an already existing portfolio as a sleeve.

Direct Indexed Investing offers a powerful combination of personalization, tax efficiency, and transparency. It is not just about mirroring the market; it is about making the market work for the investor. With this approach, investors gain a strategic edge in achieving their financial goals while staying true to values and priorities.

• Personalized Investment Experience & Ownership Transparency
  • Unlike traditional index funds, Direct Indexing allows you to own the individual securities within an index
  • Gain full visibility into the specific securities you own, offering better clarity and understanding of your investments compared to mutual funds or ETFs
• Tax Efficiency
  • Direct Indexing offers significant tax advantages through a strategy called tax-loss harvesting. By identifying and realizing losses on underperforming stocks while maintaining your desired market exposure, you can offset taxable gains and potentially reduce your overall tax bill
  • We can also set restrictions on accounts for max gains realized on an annual basis and manage the account as closely as possible to the underlying index
• Cost Management
  • With declining transaction costs and the rise of fractional shares, Direct Indexing is now more accessible than ever. You can build a diversified portfolio with lower overhead costs compared to actively managed funds
• Improved Control Over Rebalancing
  • Tailor rebalancing strategies to meet specific needs, whether it is to maintain target asset allocations or to address individual stock performance, without triggering unnecessary tax events
  • We can set rebalancing schedules to be on a Monthly, Quarterly, Semi-Annual or Annual basis
• Ideal for High-Net-Worth Investors
  • For individuals in higher tax brackets or those with complex portfolios, Direct Indexing provides the tools to optimize after-tax returns while meeting sophisticated investment objectives.